DOI:
https://doi.org/10.14483/22484728.12922Publicado:
2017-12-29Número:
Vol. 11 Núm. 2 (2017)Sección:
Visión ActualTechnology and bank fraud
La tecnología y el fraude bancario
Palabras clave:
Cybercriminals, electronic banking, fraud On-Line, hackers, malicious code, trojan (en).Palabras clave:
Ciberdelincuentes, banca electrónica, fraudes On-Line, hacker, código malicioso, troyanos (es).Descargas
Resumen (en)
Technology plays a major role in the development of the economy of a country and in general in organizations. It is known that it is used in the massive media, the Internet, known by society, which favors all, in this case banking, which allows its users facilities as the constant development of technology and easy setup supports, and also neglecting safety. In addition to the vulnerabilities in the configuration, technology, humans, applications, platforms, among others; exploited by Cybercriminals organizations operating at an international level, causing incalculable losses to the banking system, the worrying thing is that is growing. However, some banks are required to meet minimum safety standards, there will always be risks, in this way it won´t be possible to achieve information security one hundred percent.
Resumen (es)
La tecnología juega un papel trascendental en el desarrollo de la economía de un país y en general de las organizaciones. Para darse a conocer utiliza los medios masivos de comunicación, el Internet, conocido por la sociedad, lo cual favorece a todos, en este caso a la banca, que permite a sus usuarios facilidades, por cuanto la constante aparición de tecnología y fácil configuración así lo admite, descuidando la seguridad. Además de las vulnerabilidades en la configuración, la tecnología, el ser humano, las aplicaciones, las plataformas, entre otras; aprovechadas por organizaciones de Ciberdelincuentes que operan a nivel Internacional, produciendo pérdidas incalculables al sistema bancario, lo preocupante es que va en crecimiento. No obstante, a pesar de que algunas entidades bancarias están obligadas a cumplir la norma de los estándares mínimos de seguridad, siempre habrá riesgos, así nunca se podrá lograr la seguridad de la información en un ciento por ciento.
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